FOR INDONESIAN BUYERS & RESELLERS

Don't wire money first
to someone you just met.
Let your funds stay guarded until the goods arrive.

Check the supplier's profile and verification, make a formal agreement, then pay through Biome — funds held by a Bank Indonesia-licensed provider until your order arrives.

  • Verified suppliers
  • Legal agreements
  • Funds held until arrival
  • Help in disputes

01Money safety

We never hold your money.
Neither does the supplier.

Funds are held by a Bank Indonesia-licensed payment provider and only go to the supplier once your order arrives.

You

Pay Rp540,000 through Biome

Held by DANA

The supplier can't take it — nor can Biome

A problem? Funds stay held and can come back to you
Order received

Supplier

Receives the funds

Funds held by

DANA — PT Espay Debit Indonesia Koe

  • Licensed & supervised by Bank Indonesia
  • ISO 27001
  • PCI-DSS

DANA is a trademark of PT Espay Debit Indonesia Koe.

02Agreement

Promises in chat don't bind. A Biome agreement does.

Before any transfer, the deal becomes a formal Biome agreement: quantity, price, specs, delivery date. Both parties sign digitally — protected under Indonesian law.

Perjanjian pesanan

PO-8f3a

Mengikat kedua pihak

Buyer

Rina Store

Reseller · Jakarta

Supplier

Toko Hijab Bandung

Produsen terverifikasi · Bandung

Produk
Hijab Premium Voal — warna sesuai katalog
Jumlah
50 pcs
Harga
Rp10.800 / pcs
Total
Rp540.000
Kirim paling lambat
15 Sep 2026
BuyerRina Store Ditandatangani 12 Sep, 14:02
SupplierToko Hijab Bandung Ditandatangani 12 Sep, 14:35
e-Meterai
Rp10.000

Rp540.000 ditahan DANA sampai pesanan diterima. Bila ada sengketa, perjanjian ini yang menjadi acuan.

  1. Officially recorded, not verbal

    Total, quantity, specs, schedule — documented in one agreement you can open anytime.

  2. Signed by both parties

    Both parties sign digitally before payment. Nothing changes quietly.

  3. Protected by law

    An electronically signed agreement binds under Indonesia's UU ITE and Civil Code.

  4. Digital stamp duty

    An electronic stamp (meterai) adds legal weight if things go further.

  5. Signed + e-stamped — the document is stored in your Biome account

03When things go wrong

Short on goods, wrong specs, or nothing arrives? Biome steps in.

Most disputes happen because the buyer paid first — money gone, position weak. On Biome, funds stay held while a dispute is open.

PO-8f3a — diterima 46 dari 50 pcs

  1. Hari 1

    Report from the order page

    State the problem — short shipment, wrong specs, no delivery — and upload evidence.

    Rp540.000 mulai ditahan

  2. Hari 1

    Funds stay held

    Disbursement is frozen. Neither party can take the funds mid-process.

  3. Hari 2

    Biome mediates on the agreement

    Evidence from both sides is weighed against the signed agreement — not chat promises.

  4. Hari 5

    Funds follow the outcome

    Funds return to you, go to the supplier, or split — per the settlement.

    Rp540.000 diteruskan

04All on your side

Buyer protection that starts before you transfer.

Biome's buyer features follow your transaction order: discover, check, agree, pay, and get help if needed.

Search & find suppliers

Search by product, category, and location — profiles honest about verification status.

Check before paying

Identity, legality, location, and products are checked by Biome — status shows as-is.

Transaction track records

See how a supplier transacts over time — orders with proof carry more weight.

Talk directly, on your channel

Contact from the profile, negotiate on WhatsApp — Biome records the agreement and payment.

05Buyer questions

Usually asked before the first transaction

Does Biome hold my money?

No. Funds are held by DANA (PT Espay Debit Indonesia Koe), licensed by Bank Indonesia, and released to the supplier once your order arrives.

What if the goods don't match or never arrive?

Open a dispute from the order page. Funds stay held — the supplier can't withdraw them. Biome mediates from the signed agreement and evidence.

Are all suppliers on Biome verified?

No. Unverified profiles still show with an honest status — clear about what has been checked. Badges only appear after passing inspection.

Do I have to move my chat off WhatsApp?

No. Negotiation stays on your channel. When transacting, the deal becomes a Biome agreement and payment runs through the fund-holding system.

What does it cost buyers?

Searching, viewing profiles, and checking verification is free. Service fees — if any — show clearly before you pay.

A first transfer without
the anxiety.

Search suppliers, check their profiles, make the agreement — pay with funds guarded until the order arrives.

Bandung, Indonesia.